Response LetterSquare

Square Dispute Response Letter Template

A response letter template for Square payment disputes. Covers the Square Dashboard dispute flow, evidence upload requirements, and response strategies for Square sellers.

Evidence Checklist (8 items)

  • 1Square transaction receipt and details
  • 2Payment card entry method verification
  • 3Customer receipt or invoice copy
  • 4Proof of delivery or service completion
  • 5Customer communication records
  • 6Item description and photos
  • 7Square Dashboard dispute timeline
  • 8Refund and return policy documentation

When to use this template

Use this template when Square notifies you of a payment dispute through the Square Dashboard or via email. Square gives you a limited window to submit evidence, and this template ensures your response addresses the specific dispute reason and includes all supporting documentation Square's team needs.

How Square disputes work

When a cardholder disputes a Square transaction, Square debits the disputed amount from your account and opens a case. You can submit evidence through the Square Dashboard. Square forwards your evidence to the card network, which makes the final decision. The process typically takes 60 to 90 days from submission.

Evidence strategies for Square

Square disputes benefit from clear proof of the card entry method. If the card was physically present and chip-read, this significantly strengthens your case for fraud disputes. For product disputes, include delivery confirmation, customer signatures, and any post-sale communication showing satisfaction.

Square-specific considerations

Square's dispute interface is simpler than some other gateways. Focus on uploading a single, well-organized PDF with your narrative and exhibits. Make sure your Square receipt settings include your business name, address, and refund policy, as these are automatically included in your dispute evidence.

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Frequently Asked Questions

How long do I have to respond to a Square dispute?
Square typically gives you 7 days from the dispute notification to submit evidence. Check the dispute details in your Square Dashboard for the exact deadline.
Does Square charge a dispute fee?
Square does not charge a dispute fee regardless of the outcome. However, the disputed amount is held until the case is resolved.
What happens if I miss the Square dispute deadline?
If you do not respond within the deadline, Square automatically accepts the dispute on your behalf and the cardholder keeps the funds.

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