Are you ready to win this chargeback?
Pick your processor and reason code, answer a few yes/no questions, and get a free 0–100 readiness score — a green/amber/red evidence checklist, your response deadline, and your single strongest argument. No signup. The free check gives you the checklist; the submission-ready pack is $19.
Stripe typically gives you a tight window — respond within ~20 days. Stripe shows a "respond by" date per dispute — usually 7–21 days, often earlier than the card network deadline. Submit before that date.
Do you have this evidence?
Did the customer accept your renewal terms and cancellation policy at sign-up?
Can you show no cancellation request was received before the billing date?
Do you have login or usage activity during the disputed billing period?
Were the renewal terms clearly disclosed at checkout?
Looking for what a specific code means? Browse the full chargeback reason-code library.